Lay Bet Calculator
Calculate lay stakes and liability for betting exchanges. Perfect for matched betting and arbitrage.
Lay Bet Calculator
Calculate the correct lay stake for matched betting
What is a Lay Bet?
A lay bet is the opposite of a normal bet - you're betting against an outcome. Betting exchanges like Betfair allow you to act as the bookmaker. Lay betting is essential for matched betting, where you place a back bet at a sportsbook and a lay bet at an exchange to guarantee profit.
Bet Types Explained
- Normal: Standard qualifying bet where stake is returned if you win
- SNR (Stake Not Returned): Free bet where only winnings are paid, not the stake
- SR (Stake Returned): Free bet where both stake and winnings are paid
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Responsible Gambling
Gambling should be entertaining, not a way to make money. Only bet what you can afford to lose, and never chase your losses.
Signs of problem gambling:
- Betting more than you can afford to lose
- Chasing losses with bigger bets
- Lying to others about gambling habits




